Substance abuse is a serious issue, one you will have a hard time combating on your own. Your best course of action is to seek professional help from a rehabilitation treatment center. Unfortunately, for some people, a lack of insurance can represent a barrier to entering the rehabilitation process. In order to help as many patients as we can, the Bright Futures Treatment Center accepts various forms of insurance. We are partnered with numerous insurance providers and can provide you with an arrangement of a billing plan. In order to help you prepare for treatment and organize your finances, we are going to explain which insurances are accepted in Bright Futures treatment center. We will also try to answer common questions, such as “Does insurance cover alcohol rehab?” and “Does insurance cover drug rehab?”
Here is a list of what insurances are accepted in Bright Futures treatment center:
Let’s first tackle the most important topic and start with the insurance providers accepted by Bright Futures:
- AETNA Insurance
- Ambetter of Arkansas
- Ambetter of Peach State Georgia
- AmeriHealth Insurance
- Blue Cross Blue Shield
- Blue Cross Blue Shield of Michigan Rehab Centers
- Cigna Insurance
- ComPsych Insurance
- CoreSource Insurance
- Coventry Health Care
- First Choice Health Insurance
- Harvard Pilgrim Insurance
- Medical Mutual
- Qualcare Insurance
- Qual Choice of Arkansas
- UnitedHealthcare Group Insurance
If your provider is not listed above, you can contact them and make an inquiry – does insurance cover alcohol rehab and drug rehab in treatment centers. Additionally, you can also visit our FAQ section for more information regarding the entire admissions process. We are continuously trying to provide the best service possible and expand the list of insurance providers we work with.
You should keep in mind that insurance policies can be different, and the coverage they provide can also vary. There are sometimes provisions in regards to rehab, and insurance policies are intentionally written in a way that’s hard to understand. Therefore it’s perfectly normal to wonder if insurance covers drug rehab. Even if you carefully go through your policy, you may still be stumped for an answer. We understand your confusion, and it’s quite common to have questions regarding insurance. Our admissions staff at Bright Futures Treatment Center can work with you to get your insurance information sorted out quickly. We can collect your information over the phone and keep it confidential.
Why is it important for insurance to cover addiction treatment?
Addiction is a chronic disease that can spiral out of control if left untreated. Illegal drug and alcohol abuse can have devastating effects on the behavior and personality of affected individuals. Addiction is also commonly an issue for the entire families of those who are afflicted. Addiction treatment has proven to be effective, and it works better than treatments for most other chronic, incurable diseases.
Until fairly recently, patients who were suffering from addiction were forced to pay for their treatment out of their own pockets. As an obvious downside, this used to limit the availability of therapy only to those who were wealthy enough to pay for it themselves. If insurance companies provide addiction treatment, then more patients are able to take part in comprehensive treatment plans which can help them lead sober and fulfilling lives.
We realize that asking for help can be incredibly difficult, and that you might be dealing with doubts and regrets. For this reason, we streamlined our admissions process, and made it as easy and seamless as possible. You will be greeted by our admissions coordinators who have experience in dealing with persons suffering from addiction. Our staff can answer all of your questions and help you verify your insurance.
The law regarding insurance providers and rehab coverage
Treating serious addiction usually starts with a Partial Hospitalization Program, which can last for multiple weeks. Naturally, patients are sometimes worried about financing their recovery. Fortunately, there are several options you can turn to in order to secure the funds for treatment. There are federal laws in place that require insurance providers to cover costs of treatment for patients suffering from addiction. Since the Affordable Care Act of 2010, insurance companies must cover substance abuse treatment. You cannot be denied coverage based on a pre-existing condition. If you have a comprehensive insurance plan, it can cover up to 100% of your treatment costs.
However, that coverage can be different depending on your provider. You should research the benefits your insurance provides you to make sure does insurance cover alcohol rehab. Once you find out what type of treatment will be covered, you will be aware of any additional costs associated with your treatment. If your provider is on the list of those carriers whose insurances are accepted in Bright Futures treatment center you can contact us for help. We can review your insurance and discuss your available benefits.
Can you go to rehab without insurance?
Our rehabilitation facility aims to offer the best possible treatment to patients suffering from drug and alcohol addiction. We have state-of-the-art treatment facilities as well as luxury residential housing. Our admissions process begins with an insurance assessment, which is free of charge. From there, we can discuss what benefits are covered by your provider.
It is possible to enter rehabilitation without insurance and pay for the treatment yourself. Unfortunately, individual treatment can differ in duration. Therefore we cannot give an all-in-one price guide that can cover everyone’s needs equally. The important thing is that you can go to rehab without insurance and get the treatment that you need. Keep in mind that the choice of the treatment facility is important and it can impact your recovery. A high-end facility with fully trained and certified staff will make your recovery much more enjoyable.
Additionally, it can be comforting to know that you can support a loved one who is going through recovery. It is possible to send them money so that they can make personal purchases. You can also contact us on their behalf to see does insurance cover drug rehab, and we can tell you about their benefits. Sometimes your loved ones who are struggling with addiction have a hard time mustering up the courage to make the call themselves. Knowing that you can handle the admission for them is often reassuring.
What is drug and alcohol rehab insurance?
Does insurance cover alcohol rehab?
Alcohol addiction is considered to be a disease which requires medical treatment. This means that insurance typically covers at least part of the rehab costs. Since insurance policies are different, some might only cover your detox and outpatient therapy. On the other hand, some will cover your hospitalization program as well. To be on the safe side, you should contact your provider to see does insurance cover alcohol rehab. In case you are not fully covered, you can turn to private pay to cover the gaps in cost.
Unfortunately, some people fail to seek treatment out of fear that they will not be able to cover the costs. Leaving your addiction untreated usually ends up costing much more in the long run. Alcohol addiction can also lead to other health issues if left unaddressed. It is highly recommended that you seek treatment for your addiction before it wreaks havoc on your life.
Does insurance cover drug rehab?
Substance abuse disorder is a medical disease which means that it is generally covered by most insurance plans. However, there are differences in various protection plans. You should check with your provider to see does insurance cover drug rehab in full. The recovery program in Bright Futures treatment center is individualized and suited to your needs. This means that the duration of the program is dependent on your personal progress.
Certain providers will limit the duration of your stay which is covered by your insurance. They may only provide coverage for a specified amount of time, after which you will need to cover the rest of the costs of treatment. In case you are required to pay for part of your treatment out of pocket, our staff will organize a payment plan. We can also help you to determine the extent of your coverage and which benefits you are eligible for.
What services does insurance cover?
Addiction is a complex disease, therefore its treatment requires a dedicated and individualized approach. There are various types of treatment which we can provide in our Boynton Beach facility in Florida. We have everything from residential care to outpatient programs, which can all be covered by your insurance. We can also provide luxury residential housing as part of our Day/Night Hospitalization Program. If your treatment requires you to stay in our facility as part of your PHP program, you will probably need to consult with your provider in regards to pre-authorization. It’s important to know that insurance can cover up to 100% of your treatment at Bright Futures.
Your insurance can also cover several specific forms of treatment:
- Dual diagnosis. It is not uncommon for patients who are suffering from addiction to also require mental health treatment. This is called dual diagnosis, since the treatment covers your mental health and substance abuse together.
- Medical treatment. For some patients, their treatment plan for opioids or heroin recovery includes the use of medication. Often called MAT, Medication Assisted Treatment improves the chances of overcoming your addiction, and reduces the risk of relapse.
How to check your insurance benefits
Insurance benefits are the healthcare services and items which are covered by your health insurance plan. The exact benefits and services are defined in the coverage documents. That documentation answers your question – does insurance cover drug rehab. Although, like we previously mentioned, you might have a hard time independently understanding what coverage your insurance provides. If you take the time to go through your policy, you’ll quickly realize how incomprehensive the writing is. Thankfully there are still several ways you can find out does insurance cover alcohol rehab.
Here is how to find out what benefits you are eligible for:
- Ask your insurance provider. Do some research and find out which treatment facility you are interested in before you contact your provider. Facilities offer different forms of treatment. Your provider will be able to give you a more accurate answer if you provide them with additional details.
- We can verify your insurance. As part of our pre-assessment, we will give you an explanation of our treatment plan and discuss your insurance benefits with you. We can also help you make travel arrangements and explain what you need to bring for your stay with us.
Can you have multiple insurance providers?
A common situation, especially with patients under the age of 26, is that patients sometimes have two insurance plans. This can happen through a number of reasons, and it can be perfectly legal to have multiple providers. For example, you can have insurance through your parents as well as your employer. Whatever the reason may be, you will need to coordinate and determine which of them will be the primary provider.
- The primary insurance will be the first to pay up to its coverage limits.
- After that, any remaining costs get forwarder to your secondary insurance.
Keep in mind that both of those plans will only cover up to their designated limit. This means that if both of your insurance providers have fairly low limits, you might have to pay for part of the cost of treatment. However, there are definite upsides if you have multiple insurance providers. You are more likely to have all of the costs of your treatment in rehab covered. If one of the plans doesn’t provide you with the benefits you will be using, the other might give you that option.
How does the insurance process work?
For the most part, you don’t need to trouble yourself with the particulars of your insurance plan. You can contact us, and we can answer any questions you may have. What’s important is that you have decided to seek treatment, and want to go through recovery. We want to make admission simple, and we can guide you through the entire process:
- We will need to collect your information, and ask you a series of questions to better understand your situation. All of the information you give us will, of course be confidential.
- From there we will then verify and review your insurance. We will tell you what insurances are accepted in Bright Futures treatment center. We can also discuss the benefits your insurance provides and which services it can cover.
- If you decide to have your treatment in our facility, we can help you arrange your travel.
- Once you arrive at the airport, we can help organize transport to our facility.
As you can see, the process is fairly straightforward, and you don’t need to be an insurance expert to receive coverage and benefits.
Is my insurance information confidential?
No one except you is allowed to disclose information about your treatment. Regardless of the level of coverage your insurance provides, that information is private. Whether your treatment is paid in full by your insurance or only part of it is covered by your benefits – that information will be confidential. Unless you choose to tell people yourself, no one will know that you have been to treatment, nor that you have used your insurance.
Hopefully, you now have a better idea does insurance cover alcohol rehab and does insurance cover drug rehab. If you still have any doubts or questions regarding your benefits, or what insurances are accepted in Bright Futures treatment center, you can contact us. We will be happy to explain everything to you, and make an initial assessment free of charge. Keep in mind that insurance is able to cover up to the full cost of your treatment, and that you are likely to be eligible for benefits.