United Healthcare is one of the largest health insurance companies in the U.S., providing health coverage to more than fifty million individuals at any given time. As a subsidiary of the well-known UnitedHealth Group, the company offers a very wide range of health insurance products. Even so, a few questions still come to mind: Does United Healthcare cover rehab? Will you be able to use your United Healthcare insurance to pay for addiction solutions Florida offers? What types of addiction does United cover? Don’t worry, as Bright Futures Treatment Center will answer all those questions and many others!
United Healthcare – An overview
Before we can answer questions such as “Does United Healthcare cover alcohol rehab?”, it is important to understand exactly what United Healthcare offers. While there may be specialized addiction coverage programs, United’s rehab coverage usually comes from either employer-sponsored group plans, individual or family plans, Medicaid plans, or Medicare Advantage plans. The individual plan will also determine the coverage level, whether it will pay for inpatient rehab Florida services, etc. Generally speaking, United Healthcare has the ability to cover all sorts of addiction treatment services, including counseling, therapy, medication-assisted treatment, and similar.
The reason why United Healthcare is one of the most popular insurance providers in the U.S. is the fact that its provider network is comprised of more than 1.3 million healthcare professionals and facilities across the country. Furthermore, United has recently started to offer virtual care options such as telehealth and has provided their clients with a mobile app that allows for easy management of health insurance benefits.
However, the reason why we can’t answer simply “Yes” to questions such as “Does United Healthcare cover rehab?” is the fact that certain addiction treatment services may require pre-authorization. Furthermore, United Healthcare may impose certain limitations or restrictions when it comes to the duration or frequency of the treatment itself. It is also possible that some plans may need to meet certain criteria (referral from an in-network healthcare provider, substance use disorder diagnosis, etc.). This is why it is extremely important that you review your specific healthcare plan very carefully.
As part of an admissions process to Bright Futures Treatment Center, we will help you determine exactly what sort of coverage your plan may offer.
Does United Healthcare Cover drug rehab?
Addiction to any drug, be it legal or illegal can be extremely dangerous. At Bright Futures Treatment Center, we have extensive experience with all sorts of drug addictions. Depending on the severity of the addiction, recovering from drug abuse can be extremely complicated and quite costly as well. That is why many people ask the question “Does United Healthcare cover rehab?” before they decide to visit a treatment facility. The fact of the matter is that even an intensive outpatient program Florida can be quite financially-draining and the only thing that might be keeping your finances in check is your health insurance plan. Luckily, United Healthcare plans are capable of covering up to 100% of the treatment cost.
The exact coverage will depend on many factors. Some plans, for example, may only cover the costs of outpatient treatment. Or they might only cover a fraction of the cost. You may also need to understand insurance terms such as “deductibles”, “copayments”, “out-of-pocket costs”, etc. At Bright Futures, we fully understand that this process can be overwhelming. Rifling through insurance papers may be the last thing on your mind, after all. That is why we have created a simple admissions process where we will do everything in our power to help you figure out your exact insurance coverage.
Does United Healthcare Cover alcohol rehab?
Many people wonder whether alcohol rehab is covered by insurance, due to the fact that drinking alcohol is a legal activity. In fact, alcohol addiction was not recognized as a disease until 1987! This is why many people who were born before that time still ask the question does UHC cover rehab? The good news is that these days, addiction to alcohol is fully covered under most health insurance plans. While the specifics of each individual plan might vary, you can be almost certain that your plan will cover the following alcohol rehab Florida treatments:
- Medical detox
- Inpatient/outpatient treatment
- MAT (Medication-assisted treatment)
Depending on your plan, you may have access to additional coverage. Furthermore, there might be some restrictions when it comes to actually attending alcohol rehab programs. These may differ from one treatment center to another. For example, Bright Futures Treatment Center will require you to go through medical withdrawal before you can sign up for our alcohol treatment programs. Luckily, United Healthcare plans will usually cover both the cost of medical withdrawal and the subsequent treatment programs. To be certain that your plan will cover your rehab costs, it is advisable to get in touch with your treatment provider and get a confirmation. While Bright Futures generally accepts United Healthcare plans, it may so happen that your specific plan might have certain clauses that you will want to know about before you attend treatment.
Therapy types covered by United Healthcare
Whether you need to go through drug or alcohol rehab, you will need to undergo one or more therapy types. Each therapy type is different and might be more or less effective depending on your unique needs and your unique situation. This is why the first part of the Bright Futures admissions process is to create a customized treatment plan. Here are some of the most common therapy types that United Healthcare covers:
- Cognitive behavioral therapy (CBT)
- Dialectical behavior therapy (DBT)
- Motivational Interviewing for addiction
- 12-Step therapy programs
- Family therapy for addiction
- Rational emotive behavior therapy
- EMDR therapy
- Contingency management
For many people, the question “Does United Healthcare cover drug rehab?” is actually “Does United Healthcare cover my therapy?”. Since there are so many drug rehab Florida therapies and solutions, it is natural to wonder whether your insurance plan covers them all. Unfortunately, it is impossible to say “Yes, your plan covers your therapy costs!” without knowing the details of your plan first. Even if your plan covers the specific therapy type, you might not be comfortable undergoing it. Therefore, it is in your best interest to understand each therapy type before you have your United Healthcare insurance plan pay for it.
Cognitive behavioral therapy (CBT)
CBT is one of the most common behavioral therapies used to treat addiction. In fact, this treatment type is so common that many people may ask “Does United Healthcare cover rehab? and actually mean “Does United Healthcare cover CBT?”.
The goal of CBT is to change the way individuals think. More specifically, to change harmful thinking patterns. This is done through the use of problem-solving, the development of self-efficacy and self-confidence, and a better understanding of others. CBT is focused on the here and now, instead of the past. This approach is one of the main reasons why almost every heroin rehab Florida program utilizes CBT as one of its core therapies. Furthermore, CBT can be utilized effectively both in individual and group therapy. It will also allow both the patients and the therapists to work together to develop healthy thinking patterns.
Dialectical behavior therapy (DBT)
DBT, in its essence, is a type of CBT that has a slightly different focus. This therapy was originally developed to help people with severe suicidal thoughts. However, it was since been adapted to help treat addiction as well. Many people consider DBT when they pose the question “Does United Healthcare cover alcohol rehab?”. DBT is also heavily utilized within crack cocaine rehab centers, as it addresses numerous harmful behaviors that present barriers to recovery. The benefits of DBT also include reduced inpatient treatment days, learning how to regulate one’s emotions, and learning how to develop functional behaviors and apply them in regular life.
Motivational Interviewing (MI) for addiction
MI is a specific counseling method that focuses on the patient’s motivations. This therapy type tries to motivate the patient toward recovery by identifying and focusing on the patient’s intrinsic values and motivations. Even though most people do not think about MI when they as “Does United Healthcare cover drug rehab?”, this therapy type can be extremely effective when applied in the correct way.
For many people, the only motivation for becoming sober is to avoid consequences, legal or otherwise. This is extremely prevalent within most of the meth rehab Florida centers, for example. What MI does is work with the patient to create a desire to become sober for all the right reasons. The benefits of MI for addiction include increased treatment participation, improved retention rates, and reduced likelihood of relapse. Furthermore, MI patients will also become more motivated to make meaningful personal changes which will ultimately improve their chances of maintaining sobriety.
12-Step therapy programs
The 12-step therapy programs all involve a very structured rehab approach. This treatment type is, perhaps, as “famous” as CBT, meaning that many people consider the questions “Does UHC cover rehab?” and “Does UHC cover 12-step therapy programs?” to be fully interchangeable. The core principles behind 12-step facilitation therapy are acceptance, active participation, surrender, and continued sobriety. Basically, the idea is that people who are in rehab are more likely to stay sober if they have meaningful group involvement. This approach is particularly effective for Florida prescription drugs addiction treatment but it can be used for virtually any substance. This therapy type also allows patients to form healthy and meaningful relationships with their sponsors.
The main issue of 12-step therapy programs is their cost. Group involvement inevitably means more resources, adding to the already expensive treatment process. Luckily, almost all major insurance plans, United Healthcare included, will provide at least some degree of coverage for 12-step therapy programs.
Family therapy for addiction
If the person’s actions and behaviors are heavily influenced by familial relationships (and vice versa), family therapy for addiction might be the ideal choice. This therapy type involves everyone who is affected by addiction in the family and allows for an easier way to improve relationships. Many families wonder does United Healthcare cover rehab that can include the entire extended family and the answer is yes! Of course, you will still need to figure out the exact details from your healthcare contract. It may so happen that oxycodone rehab is covered but that some other substances may not be covered, for example. For the most part, however, United Healthcare will cover family rehab.
Rational emotive behavior therapy (REBT)
Another therapy type that is quite similar to CBT, rational emotive behavior therapy has the exact same purpose. However, the difference between REBT and CBT is the fact that the former focuses on the individual’s own belief system. What REBT does is seeks to slowly replace any irrational, faulty, and harmful beliefs with those that are deeply rooted in logic. While this therapy type may be extremely powerful if utilized correctly, it is also one of the rarer ones. When most people ask “Does United Healthcare cover alcohol rehab?”, they are usually thinking about other forms of therapy. Nonetheless, numerous couples rehab in Florida centers utilizes REBT to great effect. Even though this therapy may be somewhat niche, most major insurance providers will cover it.
EMDR, or Eye Movement Desensitization and Reprocessing therapy for addiction is all about helping patients process and resolve traumatic emotions, experiences, and memories. This therapy is a great way to allow the patient to replace negative images with positive beliefs. EMDR therapy will reduce emotional and physical symptoms of trauma, decrease distress from traumatic memories, and will help resolve possible future triggers.
Even though EMDr is undeniably powerful, it is still one of the “rarer” forms of therapy. Thus, most people do not think about EMDR when they ask “Does United Healthcare cover drug rehab?”. However, if this therapy type turns out to be exactly what you need, you will be glad to know that most major insurance providers will provide coverage for it.
Contingency management is another form of behavior therapy, one that focuses on rewarding patients for making positive changes. The underlying principle is quite simple, actually. This therapy type makes individuals much more likely to remain sober through the use of positive reinforcement. While not many people might consider contingency management when they ask the question does UHC cover rehab, this therapy type has the potential to significantly increase retention rates.
Since contingency management therapy is universally regarded by most insurance providers to be a low-risk therapy option. Therefore, you can be almost certain that your health insurance plan will be able to cover this particular therapy type.
How to check whether United Healthcare covers rehab?
The first thing you will want to do is get in touch with United Healthcare directly. To do so, you will want to call the phone number that is located on your health plan ID card (member ID card). The calling number may be located either on the front or the back of the card. Alternatively, you can go to the United Healthcare contact page where you will be able to choose among a variety of health plans. Simply click on the appropriate plan (e.g. Medicare) to get the corresponding phone number.
If you need to ask any other questions, such as if United Healthcare covers rehab in the first place, you may want to connect with United Healthcare on either Twitter or Facebook. Word of warning before you start checking about your health coverage, though. Never share your medical records or personal information publicly. Your information can be used in malicious ways, and may even disqualify you from getting the coverage that you need.
Contact your admission specialist
As an alternative to contacting United Healthcare directly, you can speak to our friendly admissions specialist instead. Our admissions staff is trained to help you make the most out of your insurance coverage and make the entire admissions process as easy as it possibly can be. During the insurance coverage overview, our specialists will ask several questions that pertain to your rehab. Everything that you say to us is 100% confidential, of course, and you will find that our admissions staff is comprised of understanding and compassionate individuals.
After our staff gathers enough information about your treatment needs and verifies your insurance details, they will discuss the potential benefits and explain how everything works. Note that the entire assessment process is absolutely free, meaning that you can get all this information without any obligations whatsoever.
After our admissions specialists explain the entire situation to you, you will be presented with several treatment choices. All of our treatment programs are fully customized toward each individual patient, in fact, and we will be happy to further personalize them for you. Before you commit to anything, however, you will have full disclosure about the cost, duration, and any other factors that may influence the therapy process.
What to do if you don’t have enough information?
The fact of the matter is that insurance policies tend to be quite confusing. It is not enough to simply ask “Does United Healthcare cover rehab?” and get an answer. Even if the answer is yes, you still need to figure out what level of coverage you have access to. Furthermore, insurance information can be notoriously difficult to interpret. Even if you have all the details right in front of you.
Basically, there are two ways in which you can get further clarification: You can either contact United Healthcare’s customer support service or you can talk to your treatment provider and have them deal with United Healthcare in your stead. At Bright Futures, we work closely with United Healthcare and have quick and efficient lines of communication with them. This means that your best option for figuring out your exact coverage is to get in touch with us directly.
Why choose Bright Futures as your treatment center?
There are many reasons why you may want to choose Bright Futures Treatment Center for your rehab. You might like our luxurious residential housing, for example. Or you may appreciate the positive living environment that we’ve cultivated through love, care, and hard work. Perhaps the fact that we combine the 12-step principles with modern, clinically-proven approaches is reason enough?
At Bright Futures, we have but one mission – To help those who are struggling with any form of addiction. It is our sincere belief that, given enough time and treatment, everyone can recover from addiction and lead a fulfilling, sober, life.
An easy admissions process
Our treatment center features a very simple, 4-step admissions process.
The first step is to simply call us by phone and have us answer any questions you may have. Alternatively, you may fill out a form on our website and reach out to us in that manner. Either way, our admissions specialists will greet you and provide you with any guidance and assistance you may require. Our team will collect some of your personal information, providing us with the means to understand your situation.
The second step involves insurance review, where our team will explain to you how to use your United Healthcare insurance. During this step, we will also discuss the level of benefits and services that your insurance covers.
Once you are satisfied with your insurance options, you are ready to move on to the third step, which is making travel arrangements. Our outreach staff will help you organize your itinerary, book your flight for you if needed, and help with other organizational matters. Do note that Bright Futures does not cover your travel costs. Travel costs are also not considered to be a part of your treatment.
The last step is the arrival at our facility. One of our staff members will pick you up at the airport and bring you to our treatment center. Once within Bright Futures Treatment Center, our professional medical staff will greet you and your treatment will officially begin. If the question “Does United Healthcare cover rehab?” is still on your mind, our staff will be happy to discuss it further with you and provide suitable options.