Persons who are suffering from substance use disorder often find it difficult to seek help. That difficulty can stem from internalized emotions such as fear, guild and doubt. Sadly, there are sometimes external factors which can prevent individuals from seeking help, such as not knowing if their insurance can cover their rehab. Individuals who are struggling with addiction may be experiencing feelings of hopelessness and doubt, and they may believe that their situation cannot be changed. However, there is always hope for recovery, and all you need to do is to actively want to get better. While the first steps are undoubtedly going to be difficult, you can begin your journey to recovery by reaching out to us at the Bright Futures Treatment Center. We can check your insurance, and tell you does Cigna cover rehabs in Florida.
What is Cigna Insurance?
Cigna is an American based health service company which is based in Bloomfield Connecticut. Besides offering managed healthcare and Medicare plans in the U.S. Cigna also offers international coverage. However, persons suffering from addiction in Florida may be more interested to learn does Cigna cover drug rehab. Thankfully, the Cigna website offers online assistance and information regarding their insurance plans. However, due to the different plans which are offered, those who are covered by Cigna health insurance sometimes require additional help in finding out does Cigna cover alcohol rehab.
Those who are considering purchasing a health insurance plan from Cigna will quickly realize that plans can also differ from state to state. The company provides coverage with a large number of health service providers nationwide, but the coverage will depend on the plan you have. Policy holders should have access to a member’s area of their website, as well as a mobile app which can give you more information regarding your specific plan and the benefits it provides.
The Cigna insurance plans typically fall into one of these main categories:
- Health maintenance organization. A HMO may limit you to in-network providers of health services. This type of plan can cover care from facilities that are directly contracted with Cigna.
- Exclusive provider organization. EPO plans will give you more options when choosing your physician or treatment facility. Unfortunately, Cigna does not cover some out-of-network services. Therefore, you may need to be careful when picking the facility for your rehab.
- Preferred provider organization. Patients who have a PPO plan will have an even wider choice of treatment providers.
- Open access plan. OAPs let you pay additional costs to go out of network.
- Local plus. Affordable plans for patients to receive care from a limited network of providers.
Does Cigna Cover Rehab in Florida?
Reviewing insurance information by yourself can quickly become a confusing and nerve wracking task. It can be especially problematic if you or a loved one is going through a health crisis and you are in need of immediate answers. Unfortunately, due to the differences in plans and coverage by state there isn’t going to be one universal answer to the question ‘does Cigna cover rehabs in Florida?’ If you want to find more information regarding your insurance, you can contact us and we can tell you which benefits and services will be covered under your plan. However, the Bright Futures facility in Boynton Beach accepts health insurance from Cigna. What’s best is that, depending on the type of plan you have, you can use your insurance to cover up to 100% of your cost of rehab.
Patients who carry Cigna insurance may be able use it to enter rehab centers in Florida. However, we suggest finding out what kind of plan you have, as well as which treatment facilities accept your insurance. Bright Futures accepts Cigna insurance carriers, and we can answer all of the questions you may have regarding your insurance plan and how you can use it to cover your rehab. We also accept other popular insurance carriers, such as Humana health insurance.
What Insurances Are Accepted in Bright Futures in Florida?
When you are in need of treatment it is also possible that you are unsure who the health insurance provider is for you or a loved one. You can check your insurance ID card, and it should state the name of your provider. Alternatively, you can go through your insurance policy. Once you have determined who your insurance provider is, you can contact them to see which facilities accept their coverage.
The Bright Futures Treatment Center accepts most of the major insurance providers. In case you have a plan which offers comprehensive coverage, you may be able to use it to pay for part or even all of the costs of treatment. If you already know who your provider is you can simply call us, and we can verify your insurance. We can tell you which benefits and services can be covered by your insurance. We also have a list of health insurance providers that are accepted in Bright Futures. You can check to see if your provider is on that list. In case they are not listed, you can contact our admissions staff. They can look into your insurance and explain your options.
In case your insurance doesn’t cover all of the cost of treatment, you can cover the rest out of pocket. If you don’t have health insurance, you shouldn’t panic or feel like the battle is lost. There are ways to finance your treatment and you can enter rehab even if you don’t have health insurance.
Can You Go to Rehab in Florida Without Insurance?
It is also possible to enter rehab even if you don’t have health insurance. Keep in mind that not every treatment center will have adequate payment options. Therefore, we recommend checking with the treatment facility you plan to enter what kind of payment they accept. Bright Futures accepts patients who are without insurance, and there are several ways you can cover the cost of treatment. If you are in need of help, contact our admissions team, and we will try to find a way to get you the required treatment.
At Bright Futures in South Florida, we can work with you to come up with a flexible payment plan that suits your budget. We accept cash, credit cards, electronic money transfers; and we can arrange to have weekly, monthly or yearly payments. Certain clients in our outpatient program even prefer to have a per-therapy payment plan. Regardless of the type of substance abuse, we are sure that we can find a therapy that works well for your health needs as well as your finances. It should be comforting to know that you can attend rehab without insurance, and that there is a way to get your life back on track.
Does Cigna Cover Drug Rehab?
When it comes to individuals who are struggling with addiction to drugs, we advise that you seek immediate treatment. We understand that you may be experiencing feelings of doubt and fear, and you may be wondering does Cigna cover drug rehab. However, drugs can have serious effects on both your body and your mental state. You shouldn’t delay going into rehabilitation. We can sort out your insurance information and help you get ready for drug rehab in our facility. The important thing is that you want to get better and that you have reached the stage that you are ready to ask for help.
After you contact us, we will ask you a few questions regarding your substance use, and your current state of health. This is done to determine which therapy would be best suited to your situation. We will also ask for your insurance information. You don’t need to worry, and all of the information you tell us will remain private and confidential. We will check your insurance benefits, and then tell you does Cigna cover drug rehab. We can explain in detail what your treatment will consist of and what will be covered. Depending on the treatment you need and the insurance plan you have, you may be able to use Cigna to cover part of all of your drug rehab in Bright Futures.
Keep in mind that different insurance plans offer various levels of coverage. Some may even limit the maximum duration of your covered benefits. Therefore, we advise contacting our staff to find out the exact details for your treatment.
Does Cigna Cover Alcohol Rehab?
Persons who are in need of treatment for their alcohol addiction will naturally want to know does Cigna cover alcohol rehab. Fortunately, the short answer is – yes, you could use your Cigna insurance to pay for up to all of your treatment costs. However, due to the differences in health insurance plans many patients can get confused regarding what is covered.
Instead of going through your insurance benefits, you can leave the administrative work to us. Our staff can explain exactly which benefits and services you are eligible for under your health insurance plan. Based on the level of your addiction, Alcohol rehab in Bright Futures may consist of Inpatient or only Outpatient care. We can determine what type of therapy is best suited for your level of substance use disorder, and then tell you does Cigna cover alcohol rehab for your needs, and to what extent. If your treatment isn’t fully covered by insurance, you don’t need to get discouraged. There is always the option to cover the remaining part of the costs out of pocket.
What Types of Therapy Are Available in Bright Futures?
When you are suffering from substance use disorder, it is quite possible that you aren’t fully aware of your options for recovery. Thankfully, regardless of your condition you can be helped and we are here to find the right treatment for you. We have a highly trained clinical team that can guide you through all of the stages of recovery. If you remain dedicated to getting better, you will be able to lead a fulfilling and sober life.
Treatment for every patient in our Palm Beach rehab facility is individualized and suited to match their needs. Typically, patients first need to go through detox before they can begin their Inpatient treatment programs. During inpatient treatment, you will stay in our luxurious facility located just a mile from the beach. There we can provide the therapy you need to get better is a safe and comfortable environment. After you have completed your inpatient program, you will be able to reside outside of the facility while participating in the next stages of your recovery.
Outpatient treatment has patients attending group sessions and meeting a therapist once a week. During outpatient treatment, you will be taught the necessary social skills and even encouraged to pursue employment. During this time, you will develop healthy routines and take part in fun therapeutic activities.
However, Bright Futures also provides Aftercare treatment plans so that you can maintain long term sobriety. We consider all of our past clients members of our family. For this reason, we organize weekly meetings of your Alumni who are there to offer support to others. Patients that are currently going through rehab can learn from their experience and benefit from their advice.
What Types of Addiction Are Covered by Cigna?
Addiction can come in many forms, and while there are many similarities, every patient will require an individual therapy. You may want to know does Cigna cover rehab for your type of addiction. Like we previously mentioned, Bright Futures does accept Cigna insurance. You can use your insurance to pay for part or even the complete costs of rehab.
In our facility, you can receive addiction treatment for drugs and alcohol. For those who were wondering does Cigna cover drug rehab, or does Cigna cover alcohol rehab, you will be pleased to know that treatments for both are offered in Bright Futures, as well as the fact that you may use insurance to cover those treatments. However, besides just treatment for alcohol and illegal drug addiction, we offer other treatments as well.
You might be surprised to learn that the most commonly abused drugs are prescribed substances such as Oxycodone and Adderall. Opioids which are used for pain relief can be highly addictive. Many patients have severe withdrawal symptoms if they try to stop using medicine which was initially prescribed by a physician. Our trained staff can help you with prescription drug rehab, and educate you on the proper use of prescribed drugs so that you never develop a similar dependency.
Some forms of addiction are accompanied by physical and mental symptoms which can make recovery very difficult for patients. Withdrawal and cravings are common for patients who are suffering from addiction to prescription drugs or heavy narcotics. In these cases, Medically assisted therapy is recommended. In Bright Futures the MAT programs are carried out by licensed professionals who offer the highest standard of care.
How to Choose a Treatment Center for Your Rehab?
If you or a loved one is in need of rehab, you will want to make sure that you choose the best treatment center that can overcome your struggle with addiction. You should feel comfortable with their treatment programs and confident in their staff. Additionally you will need to have an environment where you can feel welcomed, understood and most importantly safe. Call us, and we will help you determine if Bright Futures is the right place to start your journey of recovery.
Our clinical and residential facilities are state of the art, and our environment was designed to give patients a sense of safety and comfort during their hardest times. We have comfortable and relaxing luxurious facilities, which are located less than a mile from the beach. Our residential housing offers a high standard of living and is equipped with everything you’ll need to feel at home.
The staff at Bright Futures is fully trained and licensed. We have master level clinicians, who are not only professional, but also compassionate and respectful. Each of our patients will also be encouraged to partake in weekly outside events by the residential staff. Additionally, there are Alumni who can offer you support and understanding, as they have gone through what you are currently experiencing.
What Makes the Treatment Program in Bright Futures Special?
We understand that going to rehab can be a scary prospect. Accepting that you have a problem and asking for help requires a lot of strength. Patients who are dealing with substance use disorder have a long journey ahead of them. However, we believe that you don’t need to make that journey alone. We will be there with you every step of the way, offering you support and guidance.
Something that most patients don’t initially realize is that sobriety can be fun and engaging. For this reason we include a large variety of fun therapeutic activities, which are designed to help you achieve and balance a positive mental and physical state. The fact that we are located in Palm Beach, Florida means that we can organize frequent beach visits. You will be able to take part in activities such as snorkeling, paddle boarding, fishing and kayaking. However, we also like to balance all of that excitement with some calm activities like yoga, meditation and fitness classes.
An important part of any patient’s recovery is also going to be taking part in group sessions. Developing social skills and forming strong bonds with others are crucial to processing your own emotions and overcoming the anxiety and fear that come with addiction. Sharing your experiences in a supportive environment can help you overcome the complex emotions which are clouding your thoughts.
Although insurance information is often confusing, seeking help for your addiction does not have to be complicated. We hope that you have a much better idea about your benefits as well as does Cigna cover rehabs in Florida. The Bright Futures Treatment Center in Boynton Beach accepts Cigna health insurance, and you can use it to cover the costs of treatment. We can also help you verify your insurance and understand your benefits. With our assistance, you will be ready for rehab in no time and you’ll be making your first steps to long term recovery. We would be happy to make you a part of the Bright Futures family. All you need to do is to reach out to us, and we can guide you towards a happy and healthy life.